Multi Level Comprehensive Coverage
Our New Solution
• Multiple 120 Day Short Term Medical for Catastrophic Loss
• Living Benefit Payout Funds Unlimited Medical for Long Term Catastrophic
• PPO Indemnity – First Dollar Daily Needs
Understanding the Changes
A New Era of Health Coverage
Short Term Medical has been a popular choice for healthy individuals and families seeking freedom from the restrictions of high-premium Obamacare HMOs. Initially, these plans could last up to 12 months, but in 2016, their duration was limited to just 90 days. In 2017, the rules were relaxed to allow for plans to extend up to 364 days x 3.
In 2024, Biden has clamped non-Obamacare major medical plans back down to 120 days. The short duration of 120 days regulation was designed by Biden to limit your confidence & protection if you suffered a catastrophic illness.
Simple, Seamless, and Reliable Coverage
How Our Plan Works
Pivot Health 1-3-12 Solution is truly brilliant. It meets the regulations while at the same time uniquely transitions between three separate insurers every 120 days. This provides you freedom of choice, affordable premiums all with no new pre-existing as you transition.
The only other way to get a 1 year duration is to go with a fixed indemnity – limited benefit plan. This type of plan pays a set dollar amount per listed procedure & that could leave you exposed to all costs above the allowed limits.
Pivot Health 1-3-12 solution offers you a choice to better protect your family & is affordable. Plus, you can cancel at any time without penalties, giving you the freedom to adapt your insurance to your changing needs.
